October net-worth update

Time is flying fast when you are busy and so is my October net worth update. I want to make sure that I’m on track with my goals because that’s the only way to reach them.

Let’s go back to my mentioned goals from my past month:

  1. Increase P2P exposure – done
  2. Find at least two more P2P platforms where I can diversify my P2P portfolio – done
  3. Sell more of the remaining crypto to lower exposure even more – not

Let me get into details:

  1. I was able to successfully expand by 244% my investments in P2P areas.
  2. I found 3 more platforms where I deposited additional income. Envestio platform is one of them, I added another 2050 euros on their platform and I had a great experience so far. I’m looking forward to seeing what other projects for investments they will offer in the future.
  3. Selling crypto proved to be slower than I expected and luckily I got a small increase in that asset class because of the price increase in the past month.


Net worth increase

My net worth increased by another 5.51%, it’s really great to see it growing on a monthly basis, this means that I’m on the right track. I think that when it comes to net worth, slow and steady wins the race!

Savings rate

This month I reached a total of 54% savings rate, it’s good but I know I can do better than this. I took the liberty to change some of my old furniture in my home this lowered my current savings rate, but I’m happy with my decision.


A new chart tracking savings rate
Here is a chart with the past 4 months of the savings rate, I’ll update it on a monthly basis from now.

Next month’s goals:

  1. Find another P2P platform
  2. Increase P2P exposure by another 10%

Leave a Reply

Your email address will not be published. Required fields are marked *